Getting Good in a Skill, Staying Motivated (article written in Chinese)

你曾经有想过学一项新技能吗?你有采取行动去学习那个技能吗?那么今天,你精通了你学过那个技能吗? 如果你有做到,我给你一个赞!

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其实,要坚持学习和精通一件事情是很难的。学习需要很多时间和专注, 大多数人没有耐心等待努力的成果,或者我们发现所学的东西并不符合我们的期望。这造成了半途而废。

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根据我的个人经验, 学习 Python 编程是我想掌握的一个技能。我花了大约半年时间学习基础知识,一直到学习 Pandas 进行数据分析。我觉得使用 Pandas 进行数据分析最有趣,因为它可以用来提供个人财务方面的见解。除此自外,我实际上看不到 Python 如何在我的生活或工作中提供帮助。所以,学会了数据分析之后,我没有继续使用 Python。

Image credit: Freepik

你可能会问,怎么保持学习的动力呢?我们可以找到有创意的练习方法。比如, 我突然想了解人工智能,于是开始看 YouTube 视频。我发现了几个关于创建人工智能聊天机器人 AI Chatbot 的视频, 觉得很有意思,于是开始学习。我决定创建一个 AI Chatbot, 创建完了之后,我把它加到了你正在阅读的博客里 Life Explore Enjoy blog 😊

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我用 Botpress 做了我的 AI Chatbot。它能回答博客相关的问题,也介绍我的 YouTube 频道 MyVidsEnjoy。我为它做了一个知识库回答问题。如果有其他问题,它会用 ChatGPT 来帮忙。

欢迎你来试用我的 AI Chatbot!看看它能帮你解决什么问题 😃👉

另一种练习方法是提高我的华文技能。华文不是我的第一语言,但我用它跟华文使用者交流。我比较少用华文发短信,因此为了提高我的华文水准,我决定用它写这篇文章。希望通过这样的练习来增强我的语言能力 💪😉

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无论学习什么技能,享受过程和保持动力很重要。希望我的经验能鼓励你不断前进。别忘了,坚持是成功的秘诀,加油!

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一项 (yī xiàng) - A (measure word for skill or task)

技能 (jìnéng) - Skill

精通了 (jīngtōngle) - Are proficient in (精通 means "to be proficient," and 了 indicates a completed state or action)

Python 编程 (Python biānchéng) - Python programming

掌握 (zhǎngwò) - To master

基础知识 (jīchǔ zhīshì) - Basic knowledge

Pandas (Pandas) - The name of the library in Python

进行 (jìnxíng) - To conduct / carry out

数据分析 (shùjù fēnxī) - Data analysis

提供 (tígōng) - To provide

个人财务的见解 (gèrén cáiwù de jiànjiě) - Insights into my personal finances

除此之外 (Chú cǐ zhī wài) - Beyond that, or Apart from that

如何 (rúhé) - How, or in what way.

我实际上看不到 (wǒ shíjì shang kànbù dào) - I couldn’t really see

怎么创建 (zěnme chuàngjiàn) - How to create

一个人工智能聊天机器人 (yīgè réngōng zhìnéng liáotiān jīqìrén) - An artificial intelligence chat bot

你正在阅读的博客里 (nǐ zhèngzài yuèdú de bókè lǐ) - The blog you are currently reading

来试用 (lái shìyòng) - To try out

我的 YouTube 频道 (wǒ de YouTube píndào) - My YouTube channel

知识库 (zhīshìkù) - Knowledge base 

以保持学习的动力 (yǐ bǎochí xuéxí de dònglì) - To maintain motivation for learning

交流 (jiāoliú) - Communicate

不断前进 (bùduàn qiánjìn) - To keep moving forward

Friend of a Birder Flock Over Tea Together

For a few months now, I've been chatting with a friend over a cup of hot teh-o-siew-dai and teh-c, or the occasional kopi-o-siew-dai for me.  He often shares his enthusiasm for wildlife photography - birding - in particular.  Being an inquisitive person, I'm more interested to find out why my friend enjoys that pastime.  

Birding is the act of observing and identifying birds in their natural habitat.  A person who participates in birding is called a birder.  Birders driven by their passion, would be often on a lookout for certain species of birds that catch their interest.  They usually would be armed with a long-focused lense camera that resembles a rocket launcher.  For the attire, long sleeve button downed shirt and pants (sometimes with camouflage patterns) and a jungle hat completes the look.  In Singapore, the UV rays are intense.  If you are going to be under the sun for hours, you have to cover yourself as much as possible.  Not forgetting mosquitos and other creepy crawlies if you are birding in a tropical forested area with tall grass around you.

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On weekends, my birder friend visits different spots in Singapore to photograph birds.  He can patiently wait for hours just to shoot a particular bird flying across the sky, diving into a lake or just roosting.  To him, capturing images of birds living out their daily life in their natural habitat fascinates him.  

What fascinates me, are the little birds that can fly very long distances, crossing oceans just for a pit stop in Singapore.  Some of those little birds start their journey from as far away in the Himalayas or Japan.  Some birds do get lost travelling long distance, instead of reaching their destination in one of our neighbouring countries up north with their flock of friends, they end up in our island country.  

Once in a while, there would be a social media news of a bird found resting on the ground too tired to fly away even when approached by curious humans.  It could have arrived long distance from another continent.  Certainly an exhausted common Myna or a neighborhood pigeon won't be deemed social media worthy, usually the birds that get mentioned on social media with celebrity like fanfare are owls, eagles, and vultures!  

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I can somewhat understand the allure of birding, why someone would spend many hours just to get a good photograph of a bird, especially a bird in flight with its wings stretched out emphasizing its majestic form, or wings tucked in with talons fully extended to pounce and grab its prey within a blink of an eye.  Those images captured are gifts from nature, not scripted, not generated by artificial intelligence.  

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My interactions with birds aren't the same as my birder friend.  I will usually chase away the Javan Mynas or common Mynas that like to roost on my balcony because a certain Javan Myna couple made a nest in my aircon compressor and were 3 times parents!  Only on their 3rd time as parents did we manage to locate and remove the well hidden nest from inside the aircon compressor, we discovered 2 baby birds!  The nest and the baby birds were moved into a carton box and placed in one corner of my balcony.  

The nesting materials that were curated by the Myna parents, mostly consisting of twigs and some feathers.  Occasionally, new nesting material like an odd strip of cloth woven with aluminum-like material would be added to help keep the babies warm during cold windy nights or perhaps hide them from human eyes.  Although I didn't quite like the parents, as they were so noisy, I was thrilled to see the babies!  

The 2 baby birds found in my aircon compressor.
Image credit: Author of Blog

Like human babies, they slept most of the time, and woke up only to eat.  Their parents, worked all day and evening to bring food to them.  As they're babies, the food they bring are baby sized, such as baby lizards, baby cockroaches, and small berries.  It's quite amusing when us humans and baby birds have dinner at the same time, it's like having guests for dinner.  Eventually the baby birds left the nest, and we didn't want that Myna couple to make another nest in our aircon compressor.  We made sure to seal up any gaps in our compressor, and placed plastic made snakes to scare away the birds.  Cross my fingers, so far it works!

Listening to my friend share his birding adventures is inspiring, I envy his enthusiasm and the skills he has developed.  Being able to recognise different species of birds, their calls, and taking beautiful photos of birds in flight.  I would also like to live doing what I enjoy, that would be a fulfilling life 😉

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Investing

When I'm not working on my office job, I do spend quite a significant amount of my free time watching YouTube videos, reading investment related books and blogs on how to build passive income or wealth.

Image credit: AI image created by Author of Blog
                                                  

I love the process of learning how to build wealth and making the decisions on what to invest in.  It's fun!  I get the satisfaction of seeing returns on my investments, regardless if they are small or significant returns.  As long as it brings me some money, I'm happy 😄

My investments are mainly in bonds, structured deposits, and equities.  I have about 70% in government bonds and T-Bills, 20% in structured deposits, and 10% in equities.  I'm working on increasing the amount of equities I have.  More equities would help grow my wealth through capital gains, and I invest in a S&P500 index fund. 

That index fund doesn't distribute dividends, hence as a non-US citizen I'm not subjected to the US withholding tax of 30% nor 15% (if it's an Ireland domiciled index fund).  I save on not having to pay taxes so it really helps with wealth accumulation.
                             
Image credit: AI image created by Author of Blog
                                                   
So far I've not invested in any of the local stocks of my country Singapore.  It sure is nice to collect dividends (not taxable!) mind you, many of my country's stocks are not growth stocks as they are mainly in the financial industry, real estate, and consumables.  Thought of investing in the STI ETF, thinking it may be safer compared to investing in single stocks, but you would need to start buying that ETF when its share price is low so that you can enjoy the capital gains (not just the dividends).  You can't get much capital gains through STI ETF as the 30 companies that make up the ETF are already matured companies.

The STI ETF has been stuck roughly at around 3.5 to 3.6 points for a long time.  If there's a market crash, it goes as low at 2.4 points, which is an opportune time to buy into the ETF.  As for me, I'll just wait and see.  I'll focus on growing my S&P500 index fund portfolio for now.

My government bonds, T-Bills and structured deposits give me passive income.  I create bond ladders with government bonds and T-Bills so that I can receive income on a monthly basis.  Structured deposits would be half yearly.  
                                             

Image credit: AI image created by Author of Blog

Since the time I've invested in the S&P500 index fund in 2022, I'm learning how to manage FOMO (Fear Of Missing Out) when the market is rallying and reminding myself not to fret or become disappointed when the index dives.  I remind myself to buy the dips and when the market goes up, just keep investing.  

Dollar Cost Averaging is what I do, but I invest with varying frequencies.  I buy more often when the market is crashing, and buy less when market goes up.  I prefer to invest at different price points rather than invest a big lump sum if the price is not at its lowest.  When the market goes up, I invest once a month, just maintaining the journey of growing my portfolio.  

The process of learning and making informed decisions keeps me motivated, and I look forward to continuing this investment journey in building wealth!


Image credit: AI image created by Author
                                                 

Mental Wellness

Are we more stressed today than we are 20 years ago?  Well, it depends who you are directing this question to.  I could say I was more stressed 20 years ago as I started working and building my career.  

People say that Gen Z require more mental support, I think all generations require mental support.  When I was younger I had my good share of stress.  I wish the people around me had that awareness of mental wellbeing in those days when I was younger.



We blame technology as the cause of mental health issues.  Actually it's not technology to be blamed but the people using technology.  If you are obsessing over the number of likes or subscribers on your YouTube channel or Tiktok content, you would be a rather anxious person who doesn't spend much time on other activities.  

Obsession on any one activity is unhealthy.  For example if you only like running, and you do nothing but that.  All that running will lead to injuries to your body.  Do things in moderation.  For me, I do different things to occupy my time and it helps with my mental wellbeing.  

To take care of your mental health, do the things that you enjoy but do them in moderation.  Your physical health is linked to your mental health, so keep fit by exercising and eating healthy food.  

I realised the benefits and differences between cycling and walking when destressing.  Cycling makes you focus on the road ahead, you can't let your mind wander too much.  You can't get lost in your thoughts, you need to be alert to avoid obstacles and danger. 


Walking which is much slower than cycling, allows you to get lost in your thoughts.  You still need to watch out for any obstacles and danger, but since your pace is much slower, you can allow your mind to wander much more.  Walking helps me solve things, cycling helps me keep my mind off work.  That's the balance.

Keep healthy as though you live to a 100 😀



Solo Travel Ain't Easy

It never crossed my mind that traveling overseas for holidays by myself would be the default mode.

It's not because I don't have any friends, rather it's not being able to find someone who can travel at the same time and wants to go to the same places with me.  Age also plays a factor.  As one gets older, one knows what he or she likes and doesn't like.  For me, I prefer to be quite comfortable when I travel.



Traveling on your own requires preparation.  It's a must.  The places of interest must be easy to get around.  The hotel room must be clean, comfortable, safe and near to public transportation.  These are just some of the things to consider when choosing a country or place to visit on your own.  You have to minimize potential problems as much as possible when planning your trip.  When something goes wrong during the trip, you only have yourself to rely on.  This is THE scary thing that puts most people off solo travel.

However, if you've successfully done a solo trip before, the feeling is wonderful!  Overcoming the fear of traveling alone, and being able to visit the places and do the things you had planned is just awesome and rewarding!  When I look back at my solo travels I feel that my confidence has grown, I tell myself "I did it! I can do it!".  Even though my confidence has grown, it doesn't mean that I've become fearless or have no stress.  Every trip to a new place naturally brings some level of stress.  You have to learn to manage it.  


I manage it by preparing for my trip.  What happens if the flight back to your country is cancelled?  Do you have enough cash to cover your expenditure if you need to extend your stay in that country?  How do you communicate with the locals if English isn't their first language?  Learn how to use Google Translate, it was a huge help for me when translating signs and menus!  I used Google Translate to ask a Japanese store employee if a certain snack I was buying was sour or sweet 😄  

The main challenge I face on my solo travels would be visiting places that can really engage me.  Sometimes certain places to me are quite boring, and I would have to quickly find alternative places of interest to occupy my time.  When you travel alone, you are certainly more observant of things around you.  You learn more as well.  That's what I like about solo travel, I've learnt a lot about myself when I'm in foreign places.

Solo travel is not for everyone, yet it can be for anyone who is prepared for the challenges.  Take the first step, then the next step, and you'll be on the plane starting your adventure.  Happy solo travels! 😉

Watch my trip to Okinawa https://youtu.be/ITYaF45ROXo